If you suffer a work-related injury or illness, it’s crucial to act quickly. In Ohio, the clock on workers’ compensation claims starts ticking the moment the incident occurs. Understanding the timelines and the importance of meeting deadlines can ensure you receive the benefits you deserve.
Filing deadlines for workers’ compensation claims
In Ohio, you generally have one year from the date of your injury to file a workers’ compensation claim. For occupational diseases, you have one year from the date of diagnosis, the first treatment for the medical condition or the day you quit work due to the disease, whichever is more recent. However, if you developed your illness prior to Sept. 28, 2021, the deadline extends to two years.
The Ohio Bureau of Workers’ Compensation (BWC) processes these claims and typically issues a decision within 28 days of filing.
Common reasons for missing the deadline
Unfortunately, several factors can cause delays in filing a claim. Some are within your control, while others are not:
- Lack of awareness: Many workers are unaware of the one-year filing deadline.
- Failure to file: Parties (including medical providers and employers) may not file a timely claim for any number of reasons, from not knowing they can file one to fearing repercussions of filing.
- Employer influence: Some employers may discourage filing to avoid increased insurance premiums.
- Medical misunderstandings: Workers might not realize the severity of their injury until it’s too late.
- Administrative delays: Miscommunication or paperwork errors can also cause delays.
Understanding these reasons can help you avoid setbacks and ensure timely filing.
Consequences of missing the deadline
Failing to file a claim within this time frame can have serious repercussions:
- Loss of benefits: You may lose your right to medical and wage replacement benefits.
- Financial strain: Without compensation, covering medical expenses and lost wages can become challenging.
- Legal complications: You might need to pursue other legal avenues, which can be time-consuming and costly.
Time is of the essence when dealing with a work-related injury or illness. Filing your workers’ compensation claim promptly is crucial to securing the benefits you need. Act quickly and seek the assistance you need to navigate this process effectively.